https://johnstongroup.ca/the-advisor-journal Advice and information to help you support your business, your people and you. Tue, 25 Aug 2020 13:18:27 +0000 en-CA hourly 1 https://johnstongroup.ca/the-advisor-journal/business/never-recycle-old-passwords-security-experts-warn/ https://johnstongroup.ca/the-advisor-journal/business/never-recycle-old-passwords-security-experts-warn/#respond Tue, 25 Aug 2020 13:18:27 +0000 https://johnstongroup.ca/the-advisor-journal/?p=9379 With the increase of cyber attacks on business organizations and the general public, protective password usage is more critical than ever.   The recent incident with the Canada Revenue Agency serves as an important reminder for everyone.   It takes only a little extra effort to greatly decrease the odds of being victimized.]]> https://johnstongroup.ca/the-advisor-journal/business/never-recycle-old-passwords-security-experts-warn/feed/ 0 https://johnstongroup.ca/the-advisor-journal/wellness/the-covid-cash-flow-crisis-five-tips-to-handle-the-drought/ https://johnstongroup.ca/the-advisor-journal/wellness/the-covid-cash-flow-crisis-five-tips-to-handle-the-drought/#respond Fri, 15 May 2020 10:55:51 +0000 https://johnstongroup.ca/the-advisor-journal/?p=8949 It will take time to recover from the loss of income at both a business and personal level post COVID-19.  This article highlights five ways to ease the pain.]]> https://johnstongroup.ca/the-advisor-journal/wellness/the-covid-cash-flow-crisis-five-tips-to-handle-the-drought/feed/ 0 https://johnstongroup.ca/the-advisor-journal/business/why-workers-on-disability-need-a-bigger-safety-net/ https://johnstongroup.ca/the-advisor-journal/business/why-workers-on-disability-need-a-bigger-safety-net/#respond Mon, 13 Jan 2020 11:55:56 +0000 https://johnstongroup.ca/the-advisor-journal/?p=8563 The Council for Disability Awareness estimates that more than a quarter of 20-year-old Americans could lose as much as a year’s worth of work because of a disabling condition even before they reach the average retirement age.]]> https://johnstongroup.ca/the-advisor-journal/business/why-workers-on-disability-need-a-bigger-safety-net/feed/ 0 https://johnstongroup.ca/the-advisor-journal/wellness/what-is-financial-wellness-and-why-its-important-to-your-employees/ Wed, 27 Feb 2019 20:49:59 +0000 https://johnstongroup.ca/the-advisor-journal/?p=6627 One of the offerings within a wellness program (or benefits program in general) is providing something that contributes to an employee's financial wellness. Since we don't seem to learn these skills in school, there are many knowledge gaps about retirement savings, budgeting and finances that exist for employees. This education is often lacking and employers can fill in these knowledge gaps very successfully with little effort.]]> https://johnstongroup.ca/the-advisor-journal/wellness/planning-for-retirement-rrsps-and-tfsas/ Wed, 23 Jan 2019 21:53:53 +0000 https://johnstongroup.ca/the-advisor-journal/?p=6661 There is no template for planning for your retirement income. So many conditions affect your personal situation – how much you save, what assets you accumulate, what inheritances you receive, how much of a pension you have in place, whether you own a house.]]> https://johnstongroup.ca/the-advisor-journal/wellness/100-great-ways-to-save-money-the-simple-dollar/ https://johnstongroup.ca/the-advisor-journal/wellness/100-great-ways-to-save-money-the-simple-dollar/#respond Mon, 14 Jan 2019 06:00:00 +0000 https://johnstongroup.ca/the-advisor-journal/business/100-great-ways-to-save-money-the-simple-dollar/ Many people are horrified once their post holiday credit card statements start arriving. Those expensive gifts, impulsive purchases and perhaps a bit too much dining out will catch up with us at some point. It's never too late to turn your finances around and this offers 100 tips that may help speed up the recovery process.]]> https://johnstongroup.ca/the-advisor-journal/wellness/100-great-ways-to-save-money-the-simple-dollar/feed/ 0 https://johnstongroup.ca/the-advisor-journal/wellness/how-to-do-the-right-thing-with-a-bonus-or-any-extra/ https://johnstongroup.ca/the-advisor-journal/wellness/how-to-do-the-right-thing-with-a-bonus-or-any-extra/#respond Fri, 01 Jun 2018 05:00:00 +0000 https://johnstongroup.ca/the-advisor-journal/business/how-to-do-the-right-thing-with-a-bonus-or-any-extra/ Does your company give out a bonus? Employees who come into a windfall can benefit from taking a look at Wealth Simple's guide to extra money, which offers simple tips on how to make the most of the extra cash.]]> https://johnstongroup.ca/the-advisor-journal/wellness/how-to-do-the-right-thing-with-a-bonus-or-any-extra/feed/ 0 https://johnstongroup.ca/the-advisor-journal/business/how-to-use-your-tax-refund-to-change-your-life/ https://johnstongroup.ca/the-advisor-journal/business/how-to-use-your-tax-refund-to-change-your-life/#respond Tue, 24 Apr 2018 05:00:00 +0000 https://johnstongroup.ca/the-advisor-journal/business/how-to-use-your-tax-refund-to-change-your-life/ Want to make your upcoming refund work for you? Making the right decisions could positively impact your return on investment.]]> https://johnstongroup.ca/the-advisor-journal/business/how-to-use-your-tax-refund-to-change-your-life/feed/ 0 https://johnstongroup.ca/the-advisor-journal/wellness/how-an-employees-financial-wellness-affects-the-success-of-your-business/ https://johnstongroup.ca/the-advisor-journal/wellness/how-an-employees-financial-wellness-affects-the-success-of-your-business/#respond Thu, 08 Mar 2018 06:00:00 +0000 https://johnstongroup.ca/the-advisor-journal/business/how-an-employee%c2%92s-financial-wellness-affects-the-success-of-your-business/ An employees finances can have an impact on your business. If employees are worried about finances, they're not going to be able to fully focus on their job.]]> https://johnstongroup.ca/the-advisor-journal/wellness/how-an-employees-financial-wellness-affects-the-success-of-your-business/feed/ 0 https://johnstongroup.ca/the-advisor-journal/wellness/60-of-canadians-saving-for-retirement-just-not-wisely/ https://johnstongroup.ca/the-advisor-journal/wellness/60-of-canadians-saving-for-retirement-just-not-wisely/#respond Thu, 22 Feb 2018 06:00:00 +0000 https://johnstongroup.ca/the-advisor-journal/business/60-of-canadians-saving-for-retirement-just-not-wisely/ Most Canadians are far from ready for retirement. We want to save and invest but many of us are approaching it in the wrong way.]]> https://johnstongroup.ca/the-advisor-journal/wellness/60-of-canadians-saving-for-retirement-just-not-wisely/feed/ 0